Legal fees

You pay no legal fees for standard legal work, provided:

• you are moving your mortgage but NOT your home, and
• your home is in England, Scotland or Wales, and
• chelsea solicitors are used (who will carry out only the standard work required to transfer your mortgage)

However, some administration fees may be your responsibility.

In all other cases, for example if you are moving home, you don't currently have a mortgage on your home, your property is located in Northern Ireland or your legal requirements exceed the standard work of just moving your mortgage, you will have to pay your own legal costs.

If the transfer of your mortgage does not proceed, you will be liable for any costs incurred.

Your home may be repossessed if you do not keep up repayments on your mortgage

All mortgage pages must be read in conjunction with the important information (mortgages) page.