Standard Variable Rate Mortgage

This mortgage is based on our standard variable rate
Looking to buy or just move your mortgage?

New purchase or remortgage
Rate payable - our standard variable rate for the term of the mortgage, currently 6.94%
The overall cost for comparison 7.2% APR
Arrangement fee No arrangement fee to pay
Legal fees You are responsible for your own legal costs.
Click here for details of Chelsea's Legal service for remortgages
Maximum loan to value ratio 75%
Higher lending charge Not applicable up to maximum LTV ratio
Valuation fee This fee is variable dependent on the price of your property. More valuation fee information
Early repayment charge You may repay the mortgage at any time without incurring an early repayment charge

Your home may be repossessed if you do not keep up repayments on your mortgage

All mortgage pages must be read in conjunction with the important information (mortgages) page.

Notes
  1. For existing Chelsea group borrowers the standard variable mortgage is only available when they are moving home.
  2. Applicants must be aged 18 years or over.