Classic Account


Summary box
Key product information for our savings account

Account name Classic Account
Interest rates (AERs) Annual
£2,500 plus - 1.20% gross pa+/AER*  0.96% net pa+

Variable interest rates effective from 24 November 2008
Tax status Interest is paid net of tax. However provided we receive a valid R85 form interest will be paid gross to non taxpayers
Conditions for bonus payment Not applicable
Withdrawal arrangements Instant, penalty free withdrawals
Access This account can only be opened and operated by post to our Head Office

Key features

  • Tiered interest rate structure, so the more you save the more you earn
  • Withdraw cash at LINK ATMs using a Chelsea card (maximum withdrawal £200 per day)
  • Receive monthly statements to keep you up to date
  • Save from £2,500 up to a maximum of £250,000** per saver (a maximum of two savers are permitted)
  • Interest will be earned from £2,500. It is paid annually on 10 March

+Net interest equals gross interest less income tax at the rate specified by law.
* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added to the account each year. Withdrawals may affect the AER
**Provided that your total savings in this and all other Chelsea accounts does not exceed £2 million
†Chelsea does not charge for cash withdrawals

Chelsea Building Society subscribes to the Banking Code, a copy of which is available on request.